HushDebt: Your debt-free date, kept private.
HushDebt turns your balances into one calm debt-free date, and a room that fills with light as you pay things off. There is no account, no cloud and no bank linking, so everything works in Airplane Mode, and the App Store label says Data Not Collected.
Add each debt by typing it in or scanning a statement on your iPhone, dial a different date to see the monthly payment it needs, and compare snowball with avalanche. Pay once for Pro, $2.99, with nothing to renew.
What HushDebt does
- One debt-free date from your own numbers
- A date dial that shows the payment it needs
- Scan a statement, check it, then save it
- Snowball and avalanche, side by side
- Payment reminders that never show an amount
- Face ID lock and a Privacy check
Ideal for: Anyone paying down cards or loans who wants a plan without handing a bank login or a balance to another company.
One date, and the payment that reaches it
- Add each debt by typing it in, or scan a statement.
- See the date you will be debt-free, worked out from your balances, rates and minimums.
- Dial a different date and see the monthly payment it needs.
- Log a payment and watch the date move, and the room get brighter.
- Snowball and avalanche, with freed-up minimums rolled onto the next debt.
No account. No cloud. Nothing sent.
- No sign-in, no bank linking, no analytics, no third-party SDKs. HushDebt works in Airplane Mode.
- Settings has a Privacy check that tests, on your iPhone, that the app is using no network.
- Lock HushDebt with Face ID or your passcode.
- App Store privacy label: Data Not Collected.
Scan it, check it, keep it
- Point the camera at a card or loan statement, pick a screenshot from Photos, choose a PDF from Files, or paste text from your banking app.
- The reading happens on your iPhone. The camera is used only for this.
- A Review screen shows every field it found and how sure it is. Nothing is saved until you approve it.
- Tap a field to see where on the statement it came from.
A nudge before each due day
- Optional, and off until you turn them on in Settings.
- A heads-up before each due day, and a nudge the evening after to log what you paid. A month with a payment already logged stays quiet.
- They are local notifications set on your iPhone. They name the debt and never show an amount.
$2.99, once. No subscription.
The room, the date dial, your plan, wins and the Face ID lock are free, with unlimited debts. HushDebt Pro is a single in-app purchase, handled by Apple. No ads, and nothing renews.
- HushDebt, Free. Unlimited debts, the room, the date dial, your plan, wins, reminders and the Face ID lock. One free statement scan to try.
- HushDebt Pro, $2.99 once. Unlimited statement scans and paste, the snowball vs avalanche comparison, an encrypted backup you export yourself, a printable PDF summary and room themes. Renews: never. Account: none. Ads: none.
Price in USD; it varies by region. Your debts are never locked: the free features keep working on everything you entered, even after a refund.
HushDebt helps you plan. Its dates and figures are estimates worked out from the numbers you enter, and it isn’t financial advice.
HushDebt screenshots
